The reported shortfall in enrollment for designated child accounts traces to implementation details in prior federal initiatives rather than any single executive action. Primary records from the Internal Revenue Service show that eligibility rules under Section 529 expansions and related savings vehicles have remained consistent across multiple Congresses, with participation rates varying by state-level administration rather than national directive. Treasury Department filings from 2017-2021 document outreach limitations tied to existing tax-filing infrastructure, a pattern also visible in earlier child tax credit distributions. Independent analyses of similar programs in peer economies, such as Canada's Registered Education Savings Plan data from Statistics Canada, indicate that automatic enrollment mechanisms increase uptake by 30-40 percent without altering benefit levels. Domestic congressional budget reports further note that state residency requirements and income-verification steps create measurable friction points for eligible households. Cross-referencing these primary sources against current enrollment figures suggests the gap stems from information asymmetry in tax-preparation channels rather than policy design alone. Multiple state comptroller audits confirm that households below median income thresholds file returns at lower rates, directly affecting account linkage. No administration-specific attribution appears in the underlying statutory language.