In a personal essay published on ZeroHedge, the writer known as QTR's Fringe Finance confesses that he no longer investigates vague charges labeled simply "Apple" or "Amazon" on his credit card statements, instead accepting them without question as a "lobotomized American consumer." He describes how small recurring payments for services, subscriptions, and random purchases have become so routine that he assumes they are all valid, contrasting this with how he would immediately challenge similar charges from any other company. The author notes that these tech giants have become default parts of daily life, from entertainment to shopping, with no active decision required to continue the charges. Source: https://www.zerohedge.com/markets/peak-lobotomized-american-consumer